Fast Online E-Transfer Payday Loans
Get fast, convenient payday loans and cash advances in Canada. Apply online in minutes.
Complete the online Payday Loan application quickly and easily
We will assess your application promptly.
Send in your bank transactions for your last payday including the bank balance after each transaction.
Receive a confirmation email if approved
Your funds are emailed immediately via E-Transfer
Be a Canadian Citizen or Permanent Resident.
Be at least 19 years of age
Maximum amount you can borrow is 50% of your net pay as of your last payday
Be employed or receive government benefits (Child Tax, CPP, OAS, EI, BC Disability, Saskatchewan Disability)
Maintain a balance of $200 on payday
We comply with all government regulations in our service areas
No refinances, rollovers, or extensions
Clear terms on payments, fees, and implications of non-payment
Max 60 day loans
We require the bank balance after each transaction (Minimum Daily Balance). See examples below
Balances are not available on cell phones- Use Fast Track or upload using a computer.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances or balance at the end of each day. (see below).
Because PC financial does not show running balances we require a screenshot of the current balance and the csv (comma separate values) file see below
$20 NSF fee, 30% annual interest on late payments
Account sent to collections, potential credit impact.
Right to cancel within one business day