If you receive Child Tax Benefits and need short-term financial support, a child tax payday loan can bridge the gap. Access up to $1,500 in as little as 20 minutes via same-day E-Transfer.
Qualifying is straightforward. Our online application takes only minutes to complete.
You must be a resident of Ontario or Saskatchewan
You must be 18 years of age or older
You must receive Child Tax Benefit (CCB) or other qualifying government income
Receive at least $400 per pay period including benefit payments
An active Canadian bank account in your name with a minimum $200 balance
Bank account open for at least 90 days
We provide clear, upfront pricing on all child tax payday loans before you accept your loan agreement.
Borrow $500
Fee ($14 per $100) $70
Total to Repay $570
Example: $500 loan for 14 days. APR 365%. Min 7 days, Max 63 days.
Short-term borrowing made simple, fast, and transparent for families receiving child benefits.
Get approved in just 5 minutes with our streamlined application process.
Receive your money via E-Transfer within 20 minutes of approval.
Fully licensed lender in Ontario and Saskatchewan with secure data protection.
Borrow between $100 and $1,500 based on your income and needs.
Yes. We accept Canada Child Benefit (CCB) payments as qualifying income, provided you meet our minimum income and bank requirements.
No. We do not run a traditional credit check. Approval is based on your benefit income and bank account history.
Once approved, funds are sent via Interac E-Transfer within 20 minutes during business hours.
You can borrow up to $1,500 or 50% of your net income per pay period, whichever is lower.
Currently we are licensed to lend in Ontario and Saskatchewan. Residents of Northwest Territories, Yukon, and Nunavut may also qualify — contact us to confirm.
Apply now and get up to $1,500 deposited to your account today.
Apply Now — It's FreeWe comply with all government regulations in our service areas
No refinances, rollovers, or extensions
Clear terms on payments, fees, and implications of non-payment
1. Minimum and Maximum Repayment Period
Loan repayment terms range from a Minimum of 61 days up to a Maximum of 63 days.
2. Maximum Annual Percentage Rate (APR)
The maximum APR is 365%, which includes interest and all applicable fees. Max 63 day loans.
Maximum allowable cost per $100 Borrowed $14.00 | Cost per $100 Borrowed $14
3. Representative Example of Total Loan Cost
Representative Example: Borrow $500 for 14 days. The total cost of borrowing is $70. Total repayment: $570. This includes interest and all applicable fees.
