Be a Canadian Citizen or Permanent Resident.
Be at least 19 years of age
Maximum amount to borrow 50% of taking ito consideration the Net Pay at the end of your last payday.
Be employed or benefit recipient (Child Tax, CPP, OAS, EI, BC Disability, Saskatchewan Disability)
Maintain a balance equal to the loan payment required on your next payday
We comply with all government regulations in our service areas
No refinances, rollovers, or extensions where prohibited
Clear terms on payments, fees, and implications of non-payment
Max 60 day loans
Complete the online application quickly and easily
We will assess your application promptly.
Send in your bank transactions for your last payday including the bank balance after each transaction.
Receive a confirmation email if approved
Your funds are emailed immediately via E-Transfer
We require the bank balance after each transaction (Minimum Daily)on the bank statement see examples below
Balances are not available on cell phones- Use Fast Track or upload using a computer.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances (see below). Can also use our Fast Track option.
Make sure the format includes the running balances or balance at the end of each day. (see below).
Because PC financial does not show running balances we require a screenshot of the current balance and the csv (comma separate values) file see below
$20 NSF fee, 30% annual interest on late payments
Account sent to collections, potential credit impact.
Right to cancel within one business day
Customers typically receive primary approval within 5 minutes of applying, you can get cash immediately, as we arrange money electronically. There are 2 options: receive email and get money within 20 minutes or get money directly into your checking account, and then you can usually have access to your funds after 6 PM Eastern Standard Time the same day.
A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers usually choose it to cover some unexpected expenses while avoiding costly bounced-check fees and late payment penalties. WithAppletreecash you can apply for a loan online and have your money electronically deposited to your checking account by Email Money Transfer [EMT] and Electronic Funds Transfer [EFT].
Most loans are approved however if we lack enough information or in some cases due to credit risk you could be denied.
Payday loans should be used as short term credit needs only. If you do not repay your loan your credit could be damaged.
Qualifying for a loan is easier than qualifying for traditional credit. Your income acts as your collateral and You need to meet the following requirements: Currently have a job (or receive regular income) more then 3 month in same place Make at least $500 per pay. We loan against Child Tax , CPP , company pensions and Saskatchewan and BC disability, You must be 19 years of age or older Have checking account.
No. Your job and your paycheck are your collateral.
Our fees are in compliance with all applicable provincial and federal laws.
No, there are no hidden fees, only the loan fee which is located in your electronic signature documents.
Whenever an immediate or urgent need arises, we are here to help you.
The law regulates and limits the maximum advance amount to between $100 and $1500. Within that range, you qualify for a payday advance amount based on your current income and your history with us. Your credit built while you take loan and pay out the loans on time.
The loans are generally repaid back when you receive your next paycheck. Of course you may also pay back your loan at anytime without any prepayment penalties. Eatly repayment allows for a discount.
We have different payment options available for our customers: Paying the loan in full on the maturity date listed on your loan agreement*. *Some additional terms and conditions may apply. Please ask your loan consultant about all of the repayment options.
We send over 90% of loans by Email immediately. The remainder are received by Electronic Funds Transfer.
We debit your bank account on your next scheduled pay day for the full loan.
appletreecash.com
110 Cumberland Street, Suite 348, Toronto M5R3V5
service@appletreecash.com
Toll Free: 1-888-674-1147
7 days a week. 6AM to 6PM (EST)
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