AppleTree Cash Logo
Licensed Lender in Ontario & Saskatchewan

Fast Cash When You Need It Most

Get up to $1,500 deposited to your account in as little as 20 minutes. Simple application, instant approval, same-day E-Transfer.

No credit check
Same-day funding
Transparent fees

Why Choose AppleTree Cash?

We make getting emergency cash simple, fast, and transparent.

5-Minute Approval

Get approved in just 5 minutes with our streamlined application process.

Funds in 20 Minutes

Receive your money via E-Transfer within 20 minutes of approval.

Secure & Licensed

Fully licensed lender in Ontario and Saskatchewan with secure data protection.

Up to $1,500

Borrow between $100 and $1,500 based on your income and needs.

How Our Payday Loan Works

Get your cash in three simple steps

1

APPLY ONLINE

Complete the online Payday Loan application quickly and easily

2

APPLICATION REVIEW

We assess your application promptly. Send your bank transactions including balance after each transaction.

3

APPROVAL CONFIRMATION

Receive a confirmation email if approved

4

INSTANT FUNDS

Your funds are emailed immediately via E-Transfer

Start Your Application

Am I Eligible for an Online Payday Loan?

Most applicants who meet our basic requirements are approved.

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Age & Citizenship

Be a Canadian Citizen or Permanent Resident. Be at least 19 years of age.

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Minimum Income $400/Pay

Maximum amount is 50% of your net pay as of your last payday.

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Employment Types

Employed or receiving government benefits (Child Tax, CPP, OAS, EI, Disability).

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Account Balance

Maintain a balance of $200 on payday.

View Full Requirements

Compliance & Responsible Lending

1

Regulatory Adherence

We comply with all government regulations in our service areas

2

Responsible Lending

No refinances, rollovers, or extensions

3

Transparent Policies

Clear terms on payments, fees, and implications of non-payment

1. Minimum and Maximum Repayment Period

Loan term62 days

2. Maximum Annual Percentage Rate (APR)

Maximum APR364%
Cost per $100 borrowed$14.00

3. Representative Example of Total Loan Cost

Loan amount$500
Term62 days
Total cost of borrowing$70
Total repayment$570
APR for this example82.42%

Ready to Get Started?

Apply now and get up to $1,500 deposited to your account today.

Apply Now — It's Free

Contact Us

Hours

7 days a week. 6AM to 6PM (EST)