AppleTree Cash
Bank Statement Guide

Bank Statement Formats

We require the bank balance after each transaction (Minimum Daily Balance). See examples below.

⚠ Critical Requirement: Running Balance

Your bank statement must show the balance after each transaction (also called "running balance" or "minimum daily balance"). Statements that only show a starting and ending balance will not be accepted.

PC Financial note: Because PC Financial does not show running balances, we require (1) a screenshot of your current account balance and (2) a CSV export of your transactions. Without both, your application may be delayed.

Important — Bank Statement Formats

Required info for a Payday Advance by bank

TD Bank

Balances are not available on cell phones. Use Fast Track or upload using a computer. Must show running balance after each transaction.

CIBC

Make sure the format includes the running balances. Can also use our Fast Track option. Select "detailed" statement view when downloading.

Scotiabank

Make sure the format includes the running balances. Can also use our Fast Track option. Download from online banking with full transaction details.

BMO

Make sure the format includes the running balances. Must include balance after each debit/credit. Can also use our Fast Track option.

RBC Royal Bank

Make sure the format includes the running balances or balance at the end of each day. Ensure 'running balance' view is selected when downloading.

PC Financial — No Balances on Statements

Because PC Financial does not show running balances, we require a screenshot of the current balance AND the CSV (comma separated values) file export. Both are required.

Tangerine / Simplii Financial

Export from online banking showing all transactions with running balance. PDF format preferred.

National Bank

Full transaction history with balances required. Must cover the last 90 days minimum.

✓ What We Need

Statement covers the last 90 days

Running balance shown after EACH transaction

Your full name visible on the statement

All pages of the statement included

PDF format preferred

✕ Not Accepted

Screenshots of your banking app

Statements without running balance

Statements older than 90 days

Edited or altered statements

Incomplete or partial statements

Example: Correct Statement Format

Notice how each row shows the balance AFTER the transaction — this is exactly what we need.

DateDescriptionDebitCreditBalance ✓
Jan 15Direct Deposit - ACME Corp$2,450.00$3,125.50
Jan 16Rent Payment$1,200.00$1,925.50
Jan 17Grocery Store$85.43$1,840.07
Jan 18E-Transfer Received$150.00$1,990.07

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