Borrow up to $1,500 and get cash by e-Transfer in as little as 20 minutes. Simple application, fast approval, no credit check.
Fast, transparent payday loans built around Ontario's lending rules.
Get approved in just 5 minutes with our streamlined application process.
Receive your money via e-Transfer within 20 minutes of approval.
Fully licensed under Ontario's Financial Services Regulatory Authority with secure data protection.
Borrow between $100 and $1,500 based on your income and needs.
Get your cash in three simple steps
Complete the online payday loan application quickly and easily
We assess your application promptly. Send your bank transactions including balance after each transaction.
Receive a confirmation email if approved
Your funds are emailed immediately via e-Transfer
Most Ontario applicants who meet our basic requirements are approved.
Be an Ontario resident, Canadian Citizen or Permanent Resident, and at least 19 years of age.
Maximum loan amount is 50% of your net pay as of your last payday.
Employed or receiving government benefits (Child Tax, CPP, OAS, EI, Disability).
Maintain a balance of $200 on payday.
We follow every rule set by the Financial Services Regulatory Authority of Ontario (FSRA).
1. Maximum Loan Amount
Payday loans in Ontario cannot exceed $1,500 or 50% of your net pay, whichever is less.
2. Maximum Cost of Borrowing
The maximum allowable cost is $14.00 per $100 borrowed. Representative Example: Borrow $500 for 14 days. The total cost of borrowing is $70. Total repayment: $570. Maximum APR 365%, which includes interest and all applicable fees.
3. Loan Term
Loan repayment terms range from a minimum of 14 days up to a maximum of 62 days.
4. Responsible Lending
No rollovers, refinances, or extensions. Clear terms on payments, fees, and the implications of non-payment are disclosed before you sign.
Apply online from anywhere in the province. Here are a few of the cities we serve.
Quick answers about borrowing in Ontario.
Apply now and get up to $1,500 deposited to your account today.
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