Home › $1,500 Payday Loan
$1,500 is the largest payday loan we offer — for bigger, less frequent expenses where you need more room than a typical short-term loan provides.
$1,500 is designed for larger, defined costs, not regular spending. Your specific approved amount always depends on your income and our review of your application.
Cover a large car, appliance, or home repair in one payment.
Get fully caught up rather than borrowing repeatedly in smaller amounts.
Handle a larger expense your benefits don't cover.
Ontario and Saskatchewan cap payday loan fees at $14 per $100 borrowed. Here's the exact breakdown for a $1,500 loan over our minimum 14-day term — the same representative-example format used across our site.
| Amount borrowed | $1,500 |
|---|---|
| Cost of borrowing (14 days) | $210 |
| Total repayment | $1,710 |
| APR | 364% (includes interest and all applicable fees) |
| Term | 14 to 62 days — your exact due date is set before you sign |
Longer terms within the 14–62 day window will have a different total cost. Your exact repayment amount and due date are disclosed in your loan agreement before you sign — never after.
Because your maximum loan amount is capped at 50% of your net pay, you'll typically need at least $3,000 in net income per pay period to be approved for the full $1,500. Most applicants are approved for an amount based on their actual income, which may be less than the maximum.
We're licensed to lend in these two provinces only.
Employment, government benefits, pension, or self-employed income with bank history.
For your e-transfer and to authorize repayment via EFT.
A past, discharged bankruptcy does not disqualify you.
The same simple process for every loan amount we offer.
Takes under 5 minutes, no faxing or paperwork.
We check your income and banking, not your credit score alone.
An approval email confirms your amount and terms.
Your money is e-transferred, often within ~20 minutes.
No. $1,500 is our maximum, not a guaranteed amount. Your approved amount is based on your income, banking history, and ability to repay — no lender can legally guarantee a specific approval amount.
At our $14-per-$100 rate, a $1,500 loan over 14 days costs $210, for a total repayment of $1,710. Longer terms (up to 62 days) carry a different total cost, disclosed before you sign.
Your approved amount is based on your individual application, not simply whether you're a new or returning customer. Apply to see exactly what you qualify for.
It's free to apply and takes under 5 minutes. No obligation.
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