This Statement of Privacy applies to the AppleTree Cash website (appletreecash.com) and governs data collection and usage. By using the AppleTree Cash website, you consent to the data practices described in this statement.
AppleTree Cash is a licensed payday lender operating in Ontario and Saskatchewan. We are committed to handling your personal information responsibly and in accordance with applicable Canadian privacy laws, including PIPEDA (Personal Information Protection and Electronic Documents Act).
Collection of Your Personal Information
AppleTree Cash collects and uses your personal information to operate the appletreecash.com website and deliver the services you have requested. We also use your personally identifiable information to inform you of other products or services available from AppleTree Cash and its affiliates. We may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
AppleTree Cash keeps track of the web pages our customers visit within appletreecash.com in order to determine what services are most popular. This data is used to deliver customized content and advertising within appletreecash.com to customers whose behaviour indicates that they are interested in a particular subject area.
AppleTree Cash will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on AppleTree Cash; (b) protect and defend the rights or property of AppleTree Cash; or (c) act under exigent circumstances to protect the personal safety of users of appletreecash.com or the public.
Opting Out
Should you no longer wish to use our services and have your information removed permanently, send an email to service@appletreecash.com.
You agree when applying that you are willing to receive emails from us. Emails may be sent to:
- → Provide your funds via Interac E-Transfer
- → Offer you a new loan or renewal
- → Have you electronically sign our loan agreements
To opt out of marketing communications at any time, email service@appletreecash.com with the subject line "Unsubscribe."
Use of Cookies
The AppleTree Cash website uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize AppleTree Cash pages, or register with our site or services, a cookie helps AppleTree Cash recall your specific information on subsequent visits. This simplifies the process of recording your personal information. When you return to the same AppleTree Cash website, the information you previously provided can be retrieved, so you can easily use our features.
Security of Your Personal Information
AppleTree Cash secures your personal information from unauthorized access, use, or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure.
When personal information (such as banking information) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. All data transmission to and from our platform uses industry-standard TLS encryption.
- ✓ SSL/TLS encryption on all data transmissions
- ✓ Controlled, secure server environments
- ✓ Access limited to authorized personnel only
- ✓ Personal data not sold to third parties
Changes to this Statement
AppleTree Cash will occasionally update this Statement of Privacy to reflect company and customer feedback. We encourage you to periodically review this Statement to stay informed of how AppleTree Cash is protecting your information.
When we make material changes to this policy, we will update the "Last Updated" date at the top of this page. Continued use of our website after any changes constitutes your acceptance of the updated policy.
Contact Information
AppleTree Cash welcomes your comments regarding this Statement of Privacy. If you believe that AppleTree Cash has not adhered to this Statement, please contact us and we will use commercially reasonable efforts to promptly determine and remedy the problem.