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Licensed Lender in Ontario & Saskatchewan

Same Day Payday Loans in Windsor

Access up to $1,500 in just 20 minutes. With same-day payday loans in Windsor, tackle unexpected expenses effortlessly. Simple application, instant approval, same-day E-Transfer.

No credit check
Same-day funding
Transparent fees

Serving Windsor

Windsor sits directly across the river from Detroit and has long been anchored by auto manufacturing and cross-border trade, which means many residents work shift schedules tied to plant hours.

AppleTree Cash's application is available online any time of day, so Windsor applicants aren't limited to standard banking hours to apply or receive funds.

Eligibility for Payday Loans in Windsor

Most applicants who meet our basic requirements are approved.

🪦

Canadian Resident

You must be a resident of Ontario or Saskatchewan

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Age Requirement

You must be 18 years of age or older

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Employment Status

Currently employed or receiving regular government income

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Minimum Income

Earn at least $400 per pay period

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Bank Account

An active Canadian bank account in your name with a minimum balance of $200 on payday

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Bank History

Bank account open for at least 90 days

Start Your Application

Transparent Pricing for Payday Loans in Windsor

Know exactly what you'll pay before you borrow — no hidden fees.

Borrow $500

Fee ($14 per $100) $70

Total to Repay $570

Example: $500 loan for 62 days. Total cost of borrowing $70. APR for this example 82.42%.

Maximum APR permitted: 364%.

Why Choose AppleTree Cash in Windsor?

Simple and fast loans tailored for Windsor residents.

5-Minute Approval

Get approved in just 5 minutes with our streamlined application process.

Funds in 20 Minutes

Receive your money via E-Transfer within 20 minutes of approval.

Secure & Licensed

Fully licensed lender in Ontario and Saskatchewan with secure data protection.

Up to $1,500

Borrow between $100 and $1,500 based on your income and needs.

How Our Payday Loans Work

Get your cash in three simple steps

1

APPLY ONLINE

Complete the online application quickly and easily

2

APPLICATION REVIEW

We assess your application promptly and securely

3

APPROVAL CONFIRMATION

Receive a confirmation email if approved

4

INSTANT FUNDS

Your funds are sent immediately via E-Transfer

Start Your Application

Payday Loans for Windsor Residents

Fast, online lending built for how Windsor people live and work.

Windsor is a city on the shores of the Detroit River, across from Detroit, Michigan, attracting commuters, families, and a growing service economy. Whether you're in Walkerville, Riverside, or downtown Windsor, or downtown Windsor, financial surprises can arise at any time. AppleTree Cash serves Windsor residents through a fully online process — no branch visit, no fax, no delay. Complete our secure application in about five minutes and get approved the same day. Funds are sent directly to your bank account via Interac E-Transfer, typically within 20 minutes. We're licensed in Ontario under the Payday Loans Act, 2008, with a flat fee of $14 per $100.

Frequently Asked Questions — Windsor Payday Loans

Is AppleTree Cash licensed to lend in Windsor?

Yes. Our licence under Ontario's Payday Loans Act, 2008, regulated by FSRA, covers Windsor and the rest of the province.

Can I get a payday loan in Windsor if I'm on EI or disability?

Yes — EI, CPP, ODSP, and other government income sources all count as qualifying income.

How fast are Windsor payday loan approvals?

Windsor applications are typically reviewed within 5 minutes, with E-Transfer funds following within 20 minutes of approval.

Is there a credit check for payday loans in Windsor?

No traditional credit check — approval is based on your income and banking history, not your credit score.

Ready to Get Started?

Apply now and get up to $1,500 deposited to your account today.

Apply Now — It's Free

Compliance & Responsible Lending

1

Regulatory Adherence

We comply with all government regulations in our service areas

2

Responsible Lending

No refinances, rollovers, or extensions

3

Transparent Policies

Clear terms on payments, fees, and implications of non-payment

1. Minimum and Maximum Repayment Period

Loan term62 days

2. Maximum Annual Percentage Rate (APR)

Maximum APR364%
Cost per $100 borrowed$14.00

3. Representative Example of Total Loan Cost

Loan amount$500
Term62 days
Total cost of borrowing$70
Total repayment$570
APR for this example82.42%

Contact Us

Hours

7 days a week. 6AM to 6PM (EST)