Access up to $1,500 in just 20 minutes. With same-day payday loans in Thunder Bay, tackle unexpected expenses effortlessly. Simple application, instant approval, same-day E-Transfer.
Most applicants who meet our basic requirements are approved.
You must be a resident of Ontario or Saskatchewan
You must be 18 years of age or older
Currently employed or receiving regular government income
Earn at least $400 per pay period
An active Canadian bank account in your name with a minimum balance of $200 on payday
Bank account open for at least 90 days
Know exactly what you'll pay before you borrow — no hidden fees.
Borrow $500
Fee ($14 per $100) $70
Total to Repay $570
Example: $500 loan for 62 days. Total cost of borrowing $70. APR for this example 82.42%.
Maximum APR permitted: 364%.
Simple and fast loans tailored for Thunder Bay residents.
Get approved in just 5 minutes with our streamlined application process.
Receive your money via E-Transfer within 20 minutes of approval.
Fully licensed lender in Ontario and Saskatchewan with secure data protection.
Borrow between $100 and $1,500 based on your income and needs.
Get your cash in three simple steps
Complete the online application quickly and easily
We assess your application promptly and securely
Receive a confirmation email if approved
Your funds are sent immediately via E-Transfer
Fast, online lending built for how Thunder Bay people live and work.
Thunder Bay is a city in Northwestern Ontario on the shores of Lake Superior, attracting commuters, families, and a growing service economy. Whether you're in Fort William, Port Arthur, or downtown Thunder Bay, or downtown Thunder Bay, financial surprises can arise at any time. AppleTree Cash serves Thunder Bay residents through a fully online process — no branch visit, no fax, no delay. Complete our secure application in about five minutes and get approved the same day. Funds are sent directly to your bank account via Interac E-Transfer, typically within 20 minutes. We're licensed in Ontario under the Payday Loans Act, 2008, with a flat fee of $14 per $100.
Yes. AppleTree Cash does not perform a traditional credit check. We assess your application based on your income and bank history.
Once approved, funds are sent via Interac E-Transfer within 20 minutes during business hours.
We accept employment income as well as government benefits such as CPP, OAS, EI, Child Tax, and Disability.
Yes. We are a fully licensed payday lender in Ontario, which covers all cities including Thunder Bay.
Apply now and get up to $1,500 deposited to your account today.
Apply Now — It's FreeWe comply with all government regulations in our service areas
No refinances, rollovers, or extensions
Clear terms on payments, fees, and implications of non-payment
1. Minimum and Maximum Repayment Period
2. Maximum Annual Percentage Rate (APR)
3. Representative Example of Total Loan Cost
