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2026 Schedule

CPP & OAS Payment Dates 2026

The Canada Pension Plan and Old Age Security are paid on the same day each month. GIS arrives with OAS, and CPP disability follows the same schedule.

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2026 CPP and OAS Payment Dates

Service Canada pays CPP and OAS (including GIS) on the same day each month, usually the third-last business day. December is paid early, ahead of the holidays.
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January

January 28, 2026

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February

February 25, 2026

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March

March 27, 2026

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April

April 28, 2026

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May

May 27, 2026

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June

June 26, 2026

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July

July 29, 2026

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August

August 27, 2026

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September

September 25, 2026

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October

October 28, 2026

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November

November 26, 2026

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December

December 22, 2026

Confirm your own payments in your My Service Canada Account.

Frequently Asked Questions

More answers in our full FAQ →
Yes. Service Canada pays the Canada Pension Plan and Old Age Security on the same day each month, usually the third-last business day. December is paid early.
Yes. The Guaranteed Income Supplement (GIS) is paid together with your OAS payment.
Yes. CPP disability benefits are paid on the same dates as the CPP retirement pension.
Yes. AppleTree Cash accepts CPP and OAS as income. Your exact repayment date and total cost are shown in your loan agreement before you sign, and you have 2 business days to cancel with no penalty. See CPP loans and OAS loans.

Short Before Your Pension Arrives?

AppleTree Cash accepts CPP and OAS income. Your exact repayment date and total cost are shown in your loan agreement before you sign, and you have 2 business days to cancel with no penalty.
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Learn about CPP loans →

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Licensed & Regulated

$14

Per $100 Borrowed

Regulated maximum cost in Ontario and Saskatchewan. No hidden fees, ever.

62

Day Loan Terms

Loans up to 62 days. No rollovers or extensions permitted by law.

82.42%

APR for This Example

On the representative $500 / 62-day loan, cost of borrowing is $70, total repayment $570.

Ontario: Licensed under the Payday Loans Act, 2008 (FSRA).  |  Saskatchewan: Licensed under The Payday Loans Act.
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Cost of Borrowing

Loan Terms & Disclosure

Minimum and Maximum Repayment Period

Minimum repayment period61 days
Maximum repayment period62 days

Maximum Annual Percentage Rate (APR)

Cost per $100 borrowed$14.00
Maximum APR365%

Representative Example of Total Loan Cost

Loan amount$500
Term62 days
Total cost of borrowing$70
Total repayment$570
APR for this example82.42%