Licensed Lender in Saskatchewan — FCAA Regulated

Short-Term Loans in Saskatchewan

Borrow up to $1,500 with e-Transfer funding. Apply online with your income and banking information.

Apply Now → How It Works
Simple application FCAA licensed Transparent pricing
$14 per $100 borrowed
Representative example: $500 borrowed for 62 days = $70 total cost = 82.42% APR

Why Saskatchewan Borrowers Choose AppleTree Cash

Transparent short-term loans built around Saskatchewan's lending rules.

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Simple Application

Complete your application online with the required income and banking documents.

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E-Transfer Funding

Receive approved funds via e-Transfer once your application is reviewed.

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FCAA Licensed & Secure

Fully licensed with Saskatchewan's Financial and Consumer Affairs Authority, with secure data protection.

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Up to $1,500

Borrow between $100 and $1,500 based on your income and needs.

How a Saskatchewan Loan Works

Get your funds in a few simple steps

1

APPLY ONLINE

Complete the online loan application with your details.

2

APPLICATION REVIEW

We assess your application. Send your bank transactions including balance after each transaction.

3

APPROVAL CONFIRMATION

Receive a confirmation email if approved.

4

FUNDS SENT

Your funds are emailed via e-Transfer.

Start Your Application

Am I Eligible for a Saskatchewan Loan?

Most Saskatchewan applicants who meet our basic requirements are approved.

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Age & Residency

Be a Saskatchewan resident, Canadian citizen or Permanent Resident, and at least 19 years of age.

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Minimum Income

$400/pay. Maximum loan amount is 50% of your net pay as of your last payday.

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Employment Types

Employed or receiving government benefits (Child Tax, CPP, OAS, Disability).

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Account Balance

Maintain a balance of $200 on payday.

View Full Requirements

Saskatchewan Loan Rules You Should Know

We follow every rule set by the Financial and Consumer Affairs Authority of Saskatchewan (FCAA).

1. Maximum Loan Amount
Maximum loan amount$1,500 or 50% of net pay, whichever is less
2. Maximum Annual Percentage Rate (APR)
Cost per $100 borrowed$14.00
Maximum APR365%
3. Loan Term
Minimum repayment period61 days
Maximum repayment period62 days
4. Representative Example of Total Loan Cost
Loan amount$500
Term62 days
Total cost of borrowing ($14 per $100)$70
Total repayment$570
APR for this example82.42%
5. Right to Cancel
You can cancel your loan without penalty by the end of the next business day after signing.
6. Responsible Lending
No rollovers, refinances, or extensions. Only one NSF fee, capped at $20, applies per loan, no matter how many payments are missed.

Serving Borrowers Across Saskatchewan

Apply online from anywhere in the province. Here are a few of the cities we serve.

Regina
Saskatoon
Moose Jaw
Prince Albert
Yorkton
Swift Current
North Battleford
Estevan
View All Saskatchewan Service Areas

Saskatchewan Loan FAQs

Quick answers about borrowing in Saskatchewan.

How fast can I get a loan in Saskatchewan?+
How much can I borrow in Saskatchewan?+
What does a loan cost in Saskatchewan?+
Is AppleTree Cash licensed in Saskatchewan?+
Can I cancel a loan in Saskatchewan?+
How is my application assessed in Saskatchewan?+

Ready to Get Started?

Apply now and get up to $1,500 deposited to your account.

Apply Now