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Licensed Lender in Ontario & Saskatchewan

Child Tax Loans – Fast Access to Emergency Funds

If you receive Child Tax Benefits and need short-term financial support, a child tax payday loan can bridge the gap. Access up to $1,500 in as little as 20 minutes via same-day E-Transfer.

No credit check
Same-day funding
Transparent fees

Basic Eligibility for Child Tax Payday Loans

Qualifying is straightforward. Our online application takes only minutes to complete.

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Canadian Resident

You must be a resident of Ontario or Saskatchewan

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Age Requirement

You must be 18 years of age or older

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Income Source

You must receive Child Tax Benefit (CCB) or other qualifying government income

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Minimum Income

Receive at least $400 per pay period including benefit payments

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Bank Account

An active Canadian bank account in your name with a minimum $200 balance

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Bank History

Bank account open for at least 90 days

Start Your Application

Transparent Pricing for Child Tax Payday Loans

We provide clear, upfront pricing on all child tax payday loans before you accept your loan agreement.

Borrow$500
Term62 days
Fee ($14 per $100)$70
Total to Repay$570
Maximum APR364%
APR for this example82.42%

Why Choose AppleTree Cash for Child Tax Loans?

Short-term borrowing made simple, fast, and transparent for families receiving child benefits.

5-Minute Approval

Get approved in just 5 minutes with our streamlined application process.

Funds in 20 Minutes

Receive your money via E-Transfer within 20 minutes of approval.

Secure & Licensed

Fully licensed lender in Ontario and Saskatchewan with secure data protection.

Up to $1,500

Borrow between $100 and $1,500 based on your income and needs.

Frequently Asked Questions — Child Tax Payday Loans

Can I get a payday loan if my main income is Child Tax Benefit?

Yes. We accept Canada Child Benefit (CCB) payments as qualifying income, provided you meet our minimum income and bank requirements.

Is there a credit check for child tax payday loans?

No. We do not run a traditional credit check. Approval is based on your benefit income and bank account history.

How quickly can I receive funds?

Once approved, funds are sent via Interac E-Transfer within 20 minutes during business hours.

What is the maximum I can borrow on a child tax loan?

You can borrow up to $1,500 or 50% of your net income per pay period, whichever is lower.

Are child tax payday loans available outside Ontario and Saskatchewan?

Currently we are licensed to lend in Ontario and Saskatchewan only.

Ready to Get Started?

Apply now and get up to $1,500 deposited to your account today.

Apply Now — It's Free

Compliance & Responsible Lending

1

Regulatory Adherence

We comply with all government regulations in our service areas

2

Responsible Lending

No refinances, rollovers, or extensions

3

Transparent Policies

Clear terms on payments, fees, and implications of non-payment

1. Minimum and Maximum Repayment Period

Loan term62 days

2. Maximum Annual Percentage Rate (APR)

Maximum APR364%
Cost per $100 borrowed$14.00

3. Representative Example of Total Loan Cost

Loan amount$500
Term62 days
Total cost of borrowing$70
Total repayment$570
APR for this example82.42%

Contact Us

Hours

7 days a week. 6AM to 6PM (EST)