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Join Our Facebook Group — It's Free🔒 Private group · Ontario & Saskatchewan members welcome
Apply online and get a decision fast — even on social assistance income.
Ask questions, share tips, and connect with others who get it.
Get first access to promotions and lower rates posted in the group.
Regulated payday lender in Ontario & Saskatchewan. No surprises.
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Visit appletreecash.com and complete the short online application — takes under 5 minutes.
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Join the Facebook GroupCost of Borrowing
Loan repayment terms range from a minimum of 61 days to a maximum of 62 days.
Cost per $100 borrowed $14.00. Maximum APR 365%.
Representative Example: Borrow $500. The total cost of borrowing is $70. Total repayment: $570. On a loan of 62 days, the APR is 82.42%. This includes interest and all applicable fees.
See how child benefits, inflation, and short-term credit costs fit together in our Canadian Household Affordability Report 2026.